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Asset management · Private Credit Fund
Raising now

Short-dated, asset-backed credit for growing SMEs.

A $100M Sharia-compliant fund lending $1–10M over 12–24 months to tech-enabled SMEs in Europe and the Middle East.

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Illustration: a bank sending banknotes and coins out on a conveyor
$100M
Target fund size
$1–10M
Per facility, average $5M
12–24
Months per facility
Sharia
Compliant, every facility
≤10%
Of NAV per borrower
The thesis

Short. Secured. Underserved.

Short

Facilities of 12–24 months, repaid from the borrower’s own cash cycle.

0122436 months

Every facility sits in the 12–24 month window.

Secured

A first-ranking claim on receivables and hard assets.

Collateral: receivables and hard assets
Facility

Each facility is backed by more collateral than it lends, with a first-ranking claim.

Underserved

Growing SMEs lack the history or collateral banks ask for.

SME credit need
What banks lend
The gap we lend into

Illustrative, not to scale.

Why now

Private credit is filling the SME gap.

$4.1bn

GCC private debt in 2025, 8.2× the year before.

11.5%

SME share of Saudi bank credit, against a 20% goal.

+33%

Saudi SME lending growth in 2025, to SAR 468bn.

Sources: EnterpriseAM (Jun 2026), Arab News (Apr 2026), Argaam (Feb 2025). 2024 values derived from the stated growth: $4.1bn ÷ 8.2 and SAR 468bn ÷ 1.33.

What we lend

Sharia-compliant facilities, backed by real assets.

Short cycle

Murabaha

مرابحة

Working capital, stock and supply-chain finance.

Asset-backed

Ijara

إجارة

Equipment and capital spending.

Project-backed

Diminishing Musharaka

مشاركة متناقصة

Bridge and real-estate projects.

Where
  • Fintech lending
  • ICT
  • Real estate
  • HealthTech
Markets
  • Egypt
  • Saudi Arabia
  • UAE
  • Spain
  • Germany
Our edge

We see the loan before anyone else does.

Deals reach the fund from our own M&A and debt-advisory mandates and the CVC Builder programme, then go through Significa underwriting before the fund holds the loan.

  • M&A mandates
  • Debt advisory
  • CVC Builder
Significa underwritingCredit view, pricing, diligence
Private Credit FundHolds the loan

Seen first

Before any lender auction.

Priced to risk

Set by our own underwriting.

Diligence-ready

Financials already in hand.

We choose

Selection, not adverse selection.

Governance
InvestorsProfessional and institutional LPs
ManagerSignifica Ventures B.V.
Private Credit Fund$100M target
Sharia boardBefore first close
AdministratorIndependent
AuditorExternal
ValuationQuarterly NAV
Behind the fund
$2Bn+
Assets under management
2.5–3×
Gross multiple
6
Active markets

Significa Capital, headquartered in Amsterdam. Active in:

  • Netherlands
  • Spain
  • Egypt
  • Saudi Arabia
  • UAE
  • UK
  • USA
For borrowers

Raising $1–10M? Start with a five-minute survey.

Tell us about your company and what you need. We check fit for the fund first and, if it is not the right match, put it in front of our debt capital markets team and their 20+ lenders.

  1. 1You
  2. 2Company
  3. 3Funding
  4. 4Financials

Looking for an arranger rather than a lender? Debt capital markets →

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